Tribal knowledge built this business. It can’t carry it.

Most people working in the mortgage industry today couldn’t pass a basic exam on the industry they work in. I was guilty of that myself, for my first several years originating loans. For me, it wasn’t because I didn’t have the aptitude or didn’t care. I cared, but about the things I knew would benef

The timing tax: How America’s rent calendar punishes the workers it should protect

Every month, tens of millions of American renters face a structural problem disguised as a personal one: rent is due on the first. But most workers are not paid on the first – and many don’t know how much they’ll be paid until the check arrives. In surveys of renters using payment flexibility tools,

Why your best agents leave (and the conversations you should be having now)

Top producers rarely leave for the reason they put in the resignation email. “Better splits” is the polite exit line. The real reasons are quieter, gradual and, frustratingly, often completely avoidable. Here’s what’s actually driving your best agents out the door and the real estate agent retention

How much will mortgage rates fall with the Iran deal and Fed week?

What a crazy weekend: we had the NBA finals, a possible legit deal with Iran and we are all getting ready for Fed week with Kevin Warsh as the new Fed Chair. But the main question is: will mortgage rates get better now? On Sunday, President Trump announced that a deal had been agreed to and that it