Mortgage AI needs a standard of trust built on experience

What two decades of mortgage cycles teach lenders and technology providers about adoption, accountability and financial protection

Mortgage Rates Will Remain Above 7% Through 2027, Top Economist Forecasts

Mortgage rates will remain elevated above 7% through the end of next year, according to the forecast of a top housing economist with the Mortgage Bankers Association. "Inflation is too high, leading central banks to raise short-term rates, while budget deficits and debt are unsustainably high, leadi

MBA forecast: Mortgage volume to dip below $2T in 2027 as 7% rates linger

Trade group projected higher-for-longer borrowing costs, wider spreads and potential Fed hikes ahead

Price Cuts Are the Best Concession To Motivate First-Time Buyers, Survey Finds

First-time homebuyers are gaining confidence in their ability to make the correct decisions in a challenging market. However, one major factor still needs to change before many prospective buyers will take the leap: Sellers need to bring home prices down. In a survey of people who are searching for