You’re Saving for a Down Payment—but Inflation May Be Quietly Erasing Your Progress

First-time homebuyers looking to grow their down payment savings are starting to feel like they’re falling behind—and understandably so.  It’s been long recommended by financial experts to keep down payment savings in less volatile accounts, forgoing the stock market and embracing cash accounts like

Tribal knowledge built this business. It can’t carry it.

Most people working in the mortgage industry today couldn’t pass a basic exam on the industry they work in. I was guilty of that myself, for my first several years originating loans. For me, it wasn’t because I didn’t have the aptitude or didn’t care. I cared, but about the things I knew would benef

The timing tax: How America’s rent calendar punishes the workers it should protect

Every month, tens of millions of American renters face a structural problem disguised as a personal one: rent is due on the first. But most workers are not paid on the first – and many don’t know how much they’ll be paid until the check arrives. In surveys of renters using payment flexibility tools,

Why your best agents leave (and the conversations you should be having now)

Top producers rarely leave for the reason they put in the resignation email. “Better splits” is the polite exit line. The real reasons are quieter, gradual and, frustratingly, often completely avoidable. Here’s what’s actually driving your best agents out the door and the real estate agent retention