Secondary mortgage market waits for data, creates workarounds amid shift to alternative credit scores

Mortgage lenders are rolling out new credit scoring models, but in the secondary market, investors and credit rating agencies are awaiting additional performance data while developing workarounds to keep loans moving through the system. Susan Hosterman, senior director for North America RMBS and cov

0% APR Credit Cards vs. Home Equity: The Smartest Way To Finance a $5K Micro-Renovation

If you’re considering a micro-renovation this summer—like a kitchen refresh, flooring upgrade, or lighting overhaul—you have options on how you can fund it. Popular options include a 0% APR credit card or tapping into your home equity. Both financing solutions are worth exploring for smaller project

Achieve expands fixed-rate HELOC with $700,000 cap

Achieve has expanded its fixed-rate home equity line of credit (HELOC) program, raising the maximum loan amount to $700,000 and lowering its lowest available annual percentage rate to 5.5% for qualified borrowers, the digital personal finance company said Wednesday. The changes, which took effect Ju

Eat, Drink and Explore the West Orange Trail

Stretching from Winter Garden to Apopka, the West Orange Trail is a 22-mile long paved rail-trail. Bike, walk, run or skate your way through this itinerary to discover some of the best sights, sips, and bites along the trail. West Orange Trail Date Itinerary #1 START: Killarney Station/West Orange T