For solutions to the housing affordability crisis, we need to use every tool available

Across the country, roughly 65% of households are priced out of the median-priced new home. Incomes have not kept pace with elevated home prices and higher mortgage rates, putting homeownership further out of reach for millions of Americans. For those who can afford a new home, many don’t want to sp

Mortgage’s AI crisis is coming. The industry isn’t ready to talk about it.  

A borrower in forbearance gets the wrong information about their reinstatement options. It came from an automated servicing communication, routed through a system nobody fully owns and nobody fully monitors. By the time someone catches it, hundreds of borrowers have received the same message. Some a

Poll: Nearly 9 in 10 Voters Say Buying a Home Has Never Been Harder—and They Want Congress To Act

Voters want to see action on housing in Washington, DC, even if they don't know all the details, a new poll has found. Up to 88% of respondents believe it's harder than it ever has been to buy a house, according to a poll released by the Bipartisan Policy Center. Working with Advocus Partners, BPC p

Even if You’re Not Cash-Rich, Your Home Equity Could Help Your Kid Buy a House

For parents, helping a child buy their first home used to be a question: Should you step in, or should they do it on their own? But after years of first-time buyers being priced out, a new consensus seems to be forming: If you can help, you probably should. Nearly three-quarters of parents with chil