2 Beds
2 Baths
1,246 SqFt
2 Beds
2 Baths
1,246 SqFt
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 1,246 sqft
Price per Sqft $413
Subdivision Hernando Beach
MLS Listing ID W7882944
Bedrooms 2
Full Baths 2
HOA Y/N No
Year Built 1971
Annual Tax Amount $1,019
Lot Size 9,147 Sqft
Acres 0.21
Property Sub-Type Single Family Residence
Source Stellar MLS
Property Description
Let's talk about what actually matters in a waterfront home in Florida — how it's built and how it holds up. This 1971 home has been standing through decades of Florida weather while newer construction around it has come and gone. And when Hernando Beach flooded a few years back? MINIMAL IMPACT. Why? Because this home sits on an ELEVATED LOT, has CEMENT BOARD WALLS instead of drywall, and TILE FLOORING THROUGHOUT. There is no drywall to rot. No carpet to ruin. No soft walls to buckle. This is how waterfront homes should be built — and almost none of them are anymore.
Flood insurance is currently in place at $3,800/year — that's $316/month for a WATERFRONT HOME WITH A PRIVATE BOAT RAMP ON THE GULF COAST OF FLORIDA. That number is known, it's locked in, and there are no surprises.
Now let's talk about why you're actually buying this one.
You get 90 FEET OF WATERFRONT on a LOT AND A HALF in a CUL-DE-SAC in HERNANDO BEACH — with your very own PRIVATE BOAT RAMP in the backyard. Not a community ramp. Not a public ramp. Yours. Launch your boat and be cruising through the canal to the OPEN GULF in 5 MINUTES. Scalloping season, offshore fishing, sunset cruises — this is your daily life now.
The backyard is the reason people fall in love with this one. FLOATING DOCK. SEAWALL WITH CAP. FENCED DOG RUN. HUGE PAVER SIDE YARD. FIREPIT. GARDEN AREA. And a real TIKI HUT where sunset drinks just hit different. The kind of backyard that makes your friends stop asking why you moved to Florida.
Inside — NEW ROOF (2024). NEW HOT WATER HEATER (2025). ALL NEW KITCHEN APPLIANCES (2024). DUAL PANE WINDOWS. TILE FLOORING THROUGHOUT. The bones are solid, the big tickets are done, and the CEMENT BOARD WALLS mean this home laughs at humidity.
The community is GOLF CART FRIENDLY with NO HOA and NO SHORT-TERM RENTAL RESTRICTIONS — use it as a full-time home, a weekend escape, or an income-producing waterfront rental. The flexibility is yours.
Evenings at Brian's Place. Lunch at The Lazy Lizard. Live music at the tiki bar. Morning coffee on the dock. Short drive to the WEEKI WACHEE RIVER, PINE ISLAND BEACH, and ROGERS PARK. Kayaking, paddleboarding, scalloping, fishing — pick your adventure.
This isn't just a waterfront home. This is GULF ACCESS from your own backyard. This is a home that has proven it can handle Florida. This is Hernando Beach done right.
?? 4384 4th Isle Drive, Hernando Beach FL | $515,000 | Flood Insurance: $3,800/yr
Location
State FL
County Hernando
Community Hernando Beach
Area 34607 - Spring Hl/Brksville/Weekiwachee/Hernando Bch
Zoning R1B
Interior
Interior Features Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
Heating Central
Cooling Central Air
Flooring Tile
Furnishings Unfurnished
Fireplace false
Appliance Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Laundry In Garage
Exterior
Exterior Feature Fire Pit
Garage Spaces 2.0
Utilities Available Cable Available, Electricity Connected, Sewer Connected, Water Connected
Waterfront Description Canal - Saltwater,Gulf/Ocean
View Y/N Yes
Water Access Yes
Water Access Desc Canal - Saltwater,Gulf/Ocean
Roof Type Shingle
Attached Garage true
Garage true
Private Pool No
Building
Story 1
Entry Level One
Foundation Slab
Lot Size Range 0 to less than 1/4
Sewer Public Sewer
Water Public
Structure Type Stucco,Frame
New Construction false
Schools
Elementary Schools Westside Elementary-Hn
Middle Schools Fox Chapel Middle School
High Schools Weeki Wachee High School
Others
Senior Community No
Ownership Fee Simple
Acceptable Financing Cash, Conventional, FHA, USDA Loan, VA Loan
Listing Terms Cash, Conventional, FHA, USDA Loan, VA Loan
Special Listing Condition None
Virtual Tour https://www.propertypanorama.com/instaview/stellar/W7882944
Nearby Locations
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